Student loans

Several banks and credit institutions offer study credits for the financing of the living costs and the other study expenses. However, the granting of the credit can be limited to certain regions or to certain universities. It is recommended to accurately compare the different offers.

For special cases of hardship or unforeseeable financial burden in the graduation phase, for which a legal funding is not possible, some Student Services offer cheap credits or emergency grants. These advances are granted in general interest-free, however as a rule must be paid back as fast as possible.

Educational funds

Educational funds represent an alternative to the classic student loans. The distinguishing mark of this financing kind is that: the repayment takes place only after successful entrance on the job market - only when one already has an actual income. The students who received the scholarship make the repayment in a period of time fixed in advance, with a percentage of the salary fixed also in advance. Therefore, one does not take any risk of having to pay interest.

Besides, there are educational funds with which the repayment takes place after the end of the studies, for a period of time fixed in advance with a fixed amount (repayment independent of salary). With some suppliers, study-supporting programs supplement the financial sponsorship. The granting of the loan is bound to a selection procedure Study contribution loans.